Habari Salary Loan
The Habari payroll product targets employees working with both private and public companies. Though these individuals are employed and receive a salary, they find it difficult to access short term credit when they have taken out a large loan from a commercial Bank. This product is mainly to support their short term needs like school fees, acquisition of simple assets like Televisions, Cookers, and Chairs. It’s strictly a bridge finance Loan.
Product Features
- A dedicated Relationship Manager
- Fixed interest rates
- Affordable loan processing fees
- Free financial education seminars
- Manageable repayment installments
- Flexible loan top up terms
Benefits
- Loan processed within 24 hours
- Friendly Interest rates charged on reducing balance
- Access to your account using your phone
- SMS alerts on every transaction made on the account.
Requirements
- Client Identification.
- Employee Contract /Appointment letter.
- Confirmation letter.
- Personal Guarantees.
- Collaterals.
- PD cheques.
- Banks Statement and Pay slip.