Salary Loan

Habari Salary Loan

Habari Salary Loan

The Habari payroll product targets employees working with both private and public companies. Though these individuals are employed and receive a salary, they find it difficult to access short term credit when they have taken out a large loan from a commercial Bank. This product is mainly to support their short term needs like school fees, acquisition of simple assets like Televisions, Cookers, and Chairs. It’s strictly a bridge finance Loan.

Product Features

  • A dedicated Relationship Manager
  • Fixed interest rates
  • Affordable loan processing fees
  • Free financial education seminars
  • Manageable repayment installments
  • Flexible loan top up terms

Benefits

  • Loan processed within 24 hours
  • Friendly Interest rates charged on reducing balance
  • Access to your account using your phone
  • SMS alerts on every transaction made on the account.

Requirements

  • Client Identification.
  • Employee Contract /Appointment letter.
  • Confirmation letter.
  • Personal Guarantees.
  • Collaterals.
  • PD cheques.
  • Banks Statement and Pay slip.

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