Credit Officer

Credit-Officer-Job-Advert

Job Description

To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.

Key duties/responsibilities

  • Meet with applicants to obtain information for loan applications and to answer questions about the process.
  • Contact prospective customers to present information and explain available services. Explain technical product or service information to customers.
  • Contact current or potential customers to promote products or services.
  • Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
  • Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
  • Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
  • Obtain and compile copies of loan applicants’ loan application documents, credit histories, corporate financial statements, and other financial information.
  • Review and update credit and loan files of the client.
  • Compute loan schedules as required.
  • Work with clients to identify their financial goals and to find ways of reaching those goals.
  • Collect payments when they fall due and remind clients when the payments will fall due.
  • Negotiate payment arrangements with customers who have delinquent loans.
  • Preparing and interpreting own report Required Qualifications and Work Experience:
  • Diploma in a relevant field.
  • Knowledgeable about Private Sector loans.
  • Computer knowledge.
  • Must possess leadership and supervisory skills
  • Excellent numerical and analytical skills
  • Excellent interpersonal and communication skills.
  • Minimum age 20 years old and Maximum of 30 years old.

Level of Education

He/she should hold a Certificate/Diploma in any business-related course from an accredited institution. Lending experience in the financial services sector (preferably to MSEs); Strong people/relationship skills. Excellent oral and written communication skills in English and Luganda.

How to Apply

All suitably qualified candidates should send their applications with a letter of interest explaining their motivation together with a detailed CV, three professional references, and copies of diplomas / certificates to recruitment@habarifinance.com or visit www.habarifinance.com/careers for more details

NB: Only qualified candidates will be contacted for an interview. Deadline: 15th-June-2022 by 5:00 PM

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