Job Description
To evaluate and approve loans within loan limit by reviewing applicants’ financial status, credit history and property used as collateral.
Key duties/responsibilities
- Meet with applicants to obtain information for loan applications and to answer questions about the process.
- Contact prospective customers to present information and explain available services. Explain technical product or service information to customers.
- Contact current or potential customers to promote products or services.
- Develop prospects from current commercial customers, referral leads, or sales or trade meetings. Identify potential customers.
- Make presentations on our products to groups and individuals to attract new clients. Deliver promotional presentations to current or prospective customers.
- Analyze applicants’ financial status, credit risk, and collateral to determine feasibility of granting loans.
- Obtain and compile copies of loan applicants’ loan application documents, credit histories, corporate financial statements, and other financial information.
- Review and update credit and loan files of the client.
- Compute loan schedules as required.
- Work with clients to identify their financial goals and to find ways of reaching those goals.
- Collect payments when they fall due and remind clients when the payments will fall due.
- Negotiate payment arrangements with customers who have delinquent loans.
- Preparing and interpreting own report Required Qualifications and Work Experience:
- Diploma in a relevant field.
- Knowledgeable about Private Sector loans.
- Computer knowledge.
- Must possess leadership and supervisory skills
- Excellent numerical and analytical skills
- Excellent interpersonal and communication skills.
- Minimum age 20 years old and Maximum of 30 years old.
Level of Education
He/she should hold a Certificate/Diploma in any business-related course from an accredited institution. Lending experience in the financial services sector (preferably to MSEs); Strong people/relationship skills. Excellent oral and written communication skills in English and Luganda.
How to Apply
All suitably qualified candidates should send their applications with a letter of interest explaining their motivation together with a detailed CV, three professional references, and copies of diplomas / certificates to recruitment@habarifinance.com or visit www.habarifinance.com/careers for more details
NB: Only qualified candidates will be contacted for an interview. Deadline: 15th-June-2022 by 5:00 PM